Since our move, Zach and I have been struggling to get our savings habits back in order. The move, as well as transitioning down to a single income while taking out more student loans each semester hasn't helped out our savings account. We definitely have some dinero in savings, but we aren't where we'd like to be. We have things we want to do (buy a house), places we want to go (Europe, please!), and hopefully a family to support one day (don't get excited yet, mom).
|Can I go back here please? Vernazza, Cinque Terre, Italia|
So starting today, for the month of February we are going on our own "Spending Diet." Here are our guidelines (basically the same as Anna's guidelines):
Our Spending Diet
Can Spend Money On:
Food for the Pup
Cannot Spend Money On:
Toys for the pup
Anything we can live without
We each get $100 cash allowance for the entire month to spend on whatever we want. (We're not that good yet)
To cut down costs as much as possible, we decided to drop our cable and only use our Netflix Instant Watch (it's awesome!) to get our TV fix in. Other than that, we will just try to live as cheap as possible. Our main goal is to eliminate all our consumer debt and save some money to do some of the bigger things we've been wanting to do/accomplish. Wish us luck!